You stand outside 'The Gilded Plate,' the city's most expensive restaurant. Rain soaks through your cheap jacket while the valet sneers, ushering a silver Lamborghini into the lot. You have exactly $50 in your pocket—your last cent.

Suddenly, a translucent screen flickers before your eyes: [SYSTEM INITIALIZED. CURRENT BALANCE: $50. REBATE ACTIVE.]

Elizabeth, a waitress you recognize from your school days, is currently being berated by a wealthy customer near the entrance for dropping a glass. She looks exhausted, her pride barely holding back tears.

(Welcome to the bottom. I'd suggest doing something impressive, but let's face it, you're currently worth less than that valet's tip. What's the plan, "Tycoon"?)